REALTORS® Group Life Insurance

Term life insurance is a popular and cost-effective way to help provide a financial safety net for loved ones. Term life insurance is a form of life insurance that helps provide financial protection for a set period of time or term and often ends coverage at a set age. Costs are kept lower in part because it does not include income or investment options. Group term life insurance can offer additional key advantages such as an accelerated death benefit and coverage amounts up to $1 million.*

REALTORS® Group Term Life coverage is built for young families as well as more established couples and individuals. This features rates and flexible coverage levels. This type of coverage can expand to suit your family’s needs as you grow your business and acquire assets.

Coverage is available to NAR Members and their spouses or domestic partners under age 60.

Coverage amounts are available from $50,000 to $1,000,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations, and exclusion visit this page.

*Please note that receipt of Accelerated Death Benefits may affect your eligibility for public assistance programs and may be taxable. Prior to applying to receive such benefits, you should consult with the appropriate social services agency and seek the advice of a qualified tax advisor.

Recognizing those age 60 and over deserve added peace of mind, this plan is designed to do just that.

Plans feature a range of coverage amounts and options to suit your current need.

NAR has negotiated rates for this protection offered only to members age 60 through 74. Spouses and domestic partners age 60 through 74 may also obtain this coverage. Coverage can last through age 95.

Coverage amounts available from $10,000 to $100,000.

Approval and cost are subject to medical underwriting.

To learn more about features, costs, eligibility, renewability, limitations, and exclusion visit this page.

AD&D can help provide financial protection for you and your family if you are involved in a covered accident that leads to death or bodily dismemberment including loss of specific senses such as sight, speech or hearing. It’s a cost-effective way to help provide protection for your family should an accident occur.

No medical testing or exam is required and there are no health questions required to be approved. Your acceptance is guaranteed.

Coverage is available to NAR members and their spouses/domestic partners, and unmarried, dependent children. Members and their spouse or domestic partner must be between 20 and 60 to apply. Children must be under age 19, or under age 25 if they attend school full-time.

Coverage amounts available from $50,000 to $500,000.

To learn more about features, costs, eligibility, renewability, limitations, and exclusion visit this page.

Guaranteed Issue REALTORS® Group Term Life Insurance, exclusively for new members of the National Association of REALTORS® between age 20 through 49 who reside in the U.S.* You must also be a first-time member of NAR. This group coverage is available in $10,000 increments up to $50,000 to help protect those you love.

*Please note that not all products are available in all states. Contact the administrator for details.

The funds are there to help your family with expenses after you are gone. They can use these funds to:

• Cover medical and funeral costs
• Take care of rent or mortgage payments
• Maintain tuition payments, car payments
• More

REALTORS® Guaranteed Issue Group Term Life Insurance is just that – guaranteed and ONLY for new NAR members: You answer no medical questions, and there are no physical exams. This coverage is available for a limited time once you join, so take advantage of this unique and exclusive offer while you qualify. In order to be eligible to apply, you must be a first-time member and must take advantage of this offer within your first 180 days of NAR membership. You must also be age 20 through 49. Don’t miss out, apply for your guaranteed coverage today.

30-Day Free Look

Once approved for coverage, you’ll receive a Certificate of Insurance and have 30 days to review it. If you decide this coverage isn’t for you, just return your Certificate without submitting a claim. Your coverage will be invalidated and you will be sent a full refund – no questions asked.

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