The quarterly Survey of Mortgage Originators was initiated in the spring of 2014 to track the effects of the qualified mortgage (QM). Over time the survey expanded to track origination trends as well as lenders’ their willingness to originate different types of products. The survey also functions as a bellwether for originators’ perspective on regulatory and market changes.
This survey focuses on Fannie Mae’s increase to its DTI ratio and the FED ending reinvestment of its portfolio of Treasuries and agency MBS in Q2 2017.
This survey covers Q1 2017, focusing on potential changes to the CFPB, the Qualified Mortgage rule, and the Small Creditor Portfolio Rule.
This survey covers the fourth quarter of 2016, focusing on current trends in lending, shortages of appraisers, and rising rates.
This survey covers the third quarter of 2016, focusing on market trends, TRID, and servicing.
This survey covers the second quarter of 2016, focusing on current trends in lending and the impact of recent policy and regulatory changes.
This survey covers the first quarter of 2016 and reviews the first six months of TRID implementation and changes to the FHA's certification policy.
This survey covers the 4th quarter of 2015 and reviews trends in mortgage production, TRID implementation, and changes to FHA condo financing rules.
This survey covers the 3rd quarter of 2015 and reviews trends in mortgage production with an emphasis on changes in the availability of non-prime, QM rebuttable presumption, and non-QM products.
This survey reviews trends in mortgage production with an emphasis on changes in the availability of non-prime, QM rebuttable presumption, and non-QM products.
This survey covers QM/ATR rule trends, including the 3% cap on points and fees, impacts of TRID, FHA indemnification, and FHA condo financing rules.
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